Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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Easy and fast

I’ve been using OPay for some time now and I honestly find it really convenient. The app is fast, easy to use, and makes sending money or paying bills super simple. I like that I can buy airtime, pay for electricity, and even fund betting wallets without any stress. Their transaction fees are low or even free most times, which is a big plus.
The cashback rewards and bonuses are also a nice touch—it makes using the app feel worth it. So far, I haven’t had any serious issues, though once in a while the app can be a bit slow or hang, especially during peak hours. But overall, it’s reliable, and I actually prefer it over some regular banking apps. It just makes handling money day-to-day a lot easier.

5
Date of experience: Jul 11, 2025
Best experience

What I love most about OPay is how fast it is. Whether I’m sending money to another bank or paying for services, it goes through instantly. No delays, no stories. Even during high network traffic times when other banking apps fail, OPay still works perfectly. It’s been a lifesaver more than once. If possible I will give 10 stars 🤩

5
Date of experience: Jul 11, 2025
Opay is my best bank for now

Before I used to use Zenith and kuda microfinance but immediately I started using opay bank
It was everything for me

I love the speed of the bank
Nnormally I'm always scared of the fact that there's no place to find them and keeping huge amount of money used to be my fear but now I'm settled because there are a few banks in nigeria of opay
I also like the limit they put and how accessible you can use opay

Opay is the fastest to me
I don't think I can stop using that bank o

4
Date of experience: Jul 11, 2025
Life saver

Opay as an online banking app has saved most of us from unnecessary bank chargers and other bank problems
I can even remember when last I used other bank services🙃

5
Date of experience: Jul 11, 2025
Opay Cashback

Love the Cashback I earn whenever I buy airtime which I can use to buy another airtime and more when I don’t have much

4
Date of experience: Feb 11, 2024
Afeez opeyemi
Transactions made easy with opay

Opay has made transfers so easy to send money to friends and family, and the process is super quick. I love how I can make transfers with just a few taps, and the transactions are always secure.

5
Date of experience: Jul 07, 2025
Abysmal Customer Service

Abysmal Customer Service. You can't reach them via any means. Their live chat doesn't even work. Yet if you owe ocash all their lines will work. A service with this useless of a customer care support should not me used by anyone. It's the definition of when it's going good it's going good but once it goes bad, you are on your own. Im going to their office tomorrow to cancel my account

1
Date of experience: Jul 10, 2025
Reliable

This online bank app is literally the best and have being using it for years, although I'm just curious about the daily Cashback they do give people, why did they stop it?

5
Date of experience: Jul 10, 2025
Opay Cashback

I love the Cashback I earn whenever I buy airtime which I can use to buy another airtime when sapa catch me😂

5
Date of experience: May 08, 2024
Opay Cashback
The best of all

I’ve been using Opay since last year and it has been the best with the referral bonus and coupons given daily makes it the best

4
Date of experience: Mar 10, 2024

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