Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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Review Time

Banking app

Fast and reliable transactions on opay. I have been using opay for over 5years now. No regret using the best online banking app.
The best.

4
Date of experience: Jun 09, 2024
Good for loan

Having a sure platform to run to when facing some life's challenges is one of the things that reduces burdens on someone
Been using the app for loan for the past 2 years now, and all I can say is that they have been nothing but great.
The only challenge I have with them is their interest rate which is a little on the high side. I can't afford such high interest at hand and decide to opt for a loaning app

But their customers care service is topnotch as they attend to customers complaints without delay

3
Date of experience: Mar 24, 2025
Better features

Since I started using OPay, I hardly visit the bank! 😎 Everything is on my phone — send money, pay NEPA bill, buy airtime, even request a card. Na real digital banking be this!

5
Date of experience: Jul 09, 2025
Good for Payment

I’ve been using Opay for a while and am really impressed. It makes life so much easier no more long bank queues. I can send money, pay bills, and even save with ease. Plus, their customer service is responsive. Highly recommended

4
Date of experience: Jan 01, 2025
Very good loan and spin and win gee

Opay my best gee, opay has a very good transaction network that makes me do a seamless transfer and I receive a quick response from their customer care once I make complaint.
I also enjoy their loan aspect, I get a higher limit of pay, no unnecessary calls and easy disturbsement.
I also spin and win cashbacks to buy airtime so opay is the best

4
Date of experience: Jul 01, 2025
They are good in serving customer loan and day to day activities

Opay served better in terms of loan given, transaction performance,very fast and reliable,no fraudulent activity in their day to day activities,thier service is beyond banking as said in their login....

5
Date of experience: Jul 09, 2025
Opay has given me more confidence in fintech than most traditional banks ever did. Highly effective

Opay has become my main financial app for the past year, and it has been nothing short of excellent. I use it daily for transfers, airtime/data purchases, utility payments, and sometimes for POS withdrawals through their agents.
The app interface is smooth and easy to navigate, and I rarely experience downtimes. Transfers are instant, and I’ve never had a case of money hanging or delayed like with some traditional banks. One of the standout features is the virtual card, which I use for online purchases,.
Also, Opay’s in-app customer support chat is very responsive. I once had a failed transaction due to poor network, and the issue was resolved within 10 minutes via chat. Their cashback offers and zero transfer fees are also a big plus.

5
Date of experience: Feb 08, 2025
Fast and hassle free transactions

I enjoy using Opay,it’s straightforward, fast, and makes sending or receiving money super easy. It’s become part of my daily routine.

5
Date of experience: Jul 08, 2025
Quick transfer

OPay is convenient for quick transfers, bill payments, and airtime purchases, and I like that transactions are usually fast with low charges. But sometimes, the app glitches or delays transactions, and getting help from customer service can be slow or stressful. It’s useful overall, but not perfect.

4
Date of experience: May 01, 2025
Reliability

I use OPay for my day-to-day financial transaction It is quite reliable and efficient. it's biggest strengths are convenience, cost-effectiveness, and accessibility. However, it still struggles with support efficiency and occasional service outages.

4
Date of experience: Jul 08, 2025

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