Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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Review Time

Unnecessary notifications

Opay please stop sending me unnecessary ads, I hate the fact that you guys send me notifications for things I didn't ask for... Whenever I get Opay notifications I feel it's a credit alert not knowing it's ur irrelevant ads you guys should stop giving me false hope abeg

3
Date of experience: Jul 24, 2025
Very bad experience

"Hi Opay team, I downloaded this App yesterday, and I've been trying to register my account with no positive results. Each time I try to upload a passport size photo as requested on the form, I get bounced back to the beginning. This has happened severally since yesterday."

2
Date of experience: Jul 23, 2025
Opay make thing faster and easier for people I love opay

I love opay because I don't have any issues with it since have been use it..the customer service is very good and is working 24/7 opay bank is really beyond the bank it has very fast transfer opay is the best

5
Date of experience: Jul 23, 2025
Opay make thing faster and easier for people I love opay
Opay make thing faster and easier for people I love opay
No stress banking with them

Opay is so convenient to use even for a young lad, I have been using opay for over 2 years now and I can say everything about their services is very pleasing from their best transfer transaction network to purchase of data and airtime.
I got my ATM card delivered to my office at BOI ,Akure.
I ordered for the ATM card,they deducted #1000+ from my account, I even received airtime bonus as commission and I got my ATM delivered to my office without paying tfare to their agent,he just dropped it and I signed .
So I love opay,no stress no wahala

5
Date of experience: Jun 12, 2025
Far better than Traditional Banks

Since I started using Opay, I’ve enjoyed a seamless transaction experience. It serves not only as a convenient payment platform but also helps me maintain financial discipline through easy savings. One of the standout features is their fast and reliable network, along with excellent customer service. In fact, I can’t even remember the last time I used a traditional commercial bank.

5
Date of experience: Jul 23, 2025
Reliable and Convenient App for Everyday Transactions

Using the OPay app has been a convenient and smooth experience for me. The interface is user-friendly, making it easy to send money, pay bills, and top up airtime. Transactions are fast, and I receive instant notifications, which gives me peace of mind. I also appreciate the cashback offers and occasional discounts. Customer support has been responsive the few times I needed help. Overall, it’s a reliable and efficient app for everyday financial needs.

5
Date of experience: Jul 08, 2025
The best online bank

I have been using opay for a very long time,and I don't regret it, they charge just little and it's very very fast, l love how they upgrade to owing an ATM, they are security conscious once they notice a screenshot they alert you or trying to send money to an account that seems invalid, you can even lock money on opay and receive intrest though little but your money is safe

5
Date of experience: Jul 23, 2025
I use Opay for my Transactions

Opay is a good bank because they have a good network and transactions are always fast. I used Opay for my business to receive money, subscribe for data, airtime and transfer money. My experience with Opay has been lovely. I don't have to keep customers waiting before I receive their transactions. You can check my incoming and outgoing transaction for this month alone, you will understand.

4
Date of experience: Jul 22, 2025
I use Opay for my Transactions
I use Opay for my Transactions
I use Opay for my Transactions
Good transfer network

Opay is a very good online banking that I used when am going out for shopping,other conventional banks can be so disappointing with their network but once I transfer money to opay ,it helped me to do a smooth transfer and prevent me from being stranded in the market,infact opay is easy to open almost every market women has an opay account.
The truth is am still skeptical to keep a huge money in opay,I fear that they may disappear one day .I will suggest that they should move from online banking to conventional banking,have a banking space and let our mind be fully at rest,but kudos opay,you are doing wonderfully well

4
Date of experience: Jul 05, 2025
Best and Strong service ever.

I have been using Opay since 2023, I really enjoyed their services ,it s very fast and reliable. I usually use the cashback for Airtime. If anyone transfer cash to me, no deduction was made until Federal government comes up with one yeye law for any transaction above 10000, 50# was deducted.
Even with such law, I used it for my daily transaction.

5
Date of experience: Jul 01, 2025

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