Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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Opay na baba

Opay is my trusted online bank. I've been using the app since 2021. I do all my daily transactions with it and they deliver fast to any bank. I don't get charged at least in my first 3 transactions.
I do get interest in my savings and if I want to save some money for a project, I enjoy using it. Last year December I got 20k plus in my Owealth savings. Christmas was dope
Every week too, I dey get voucher for free airtime 😋
I've not had any reason to use their customer service yet, but I heard they are fast.

5
Date of experience: Dec 20, 2024
Better experience

I have to admit, Opay is super convenient. It's helped me in tight situations like transferring money when the bank app was down. But not everything is perfect. There’ve been times the app just froze or the transaction took forever to reflect. Still, I find myself going back because it gets the job done 90% of the time.

4
Date of experience: Jul 18, 2025
Opay is very good but something the next work is very bad

OPay is fast and easy to use. I love how quick their transfers are, and the app is user-friendly. It’s great for paying bills, buying airtime, and sending money without delays. But sometimes, the app glitches or goes down when you really need it. Also, customer service can be slow to respond when issues come up. Overall, it’s convenient and useful, but they need to improve app stability and customer support for a better experience.

4
Date of experience: Jun 12, 2025
Pending money is now abnormal in opay

The habit of pending money in opay is now becoming abnormal like this.. How can u hold my money for 10 good hours what if I need the money for emergency thing.. please work on your network..

1
Date of experience: Jul 21, 2025
Swift and seamless transactions

Opay should be given the best digital banking in Nigeria for their swift transactions, my transactions on Opay to other banks has been smooth with no hiccups. I also like the idea of "save as you spend" on the application. Kudos to Opay.

5
Date of experience: Jul 20, 2025
No issues with Opay since I start using it 2 years ago

I started using opay 2 years ago. And I can proudly say that I have never had any issue with me... Smooth transfer always.. Paying of my DStv bill is always easy and fast. Opay is superb

4
Date of experience: Jul 21, 2023
I love Opay for it's User Friendliness and savings

I don't know why I like using opay so much. It is user friendly and full of many saving plans. I used the target saving plan to save money for 4months and I was happy at the end. The daily auto deduction was so smooth without any failed day. Opay is the best

4
Date of experience: Jul 18, 2025
I love Opay for it's User Friendliness and savings
You are doing well pls try to improve on revising unsuccessful transactions very fast

You guys are the best
Best service
Best network
But it takes too long to revise unsuccessful transactions

4
Date of experience: Dec 26, 2024
Opay Converts Data to Airtime

I like opay and in fact, it is the digital online banking I use the most. But there is something opay is doing which I don't like. I was owing mtn a sum of #1000 and I did a direct data of 1.5g for two days at #600 from my opay app to my mtn line. To my surprise, I got a message from mtn that my debit was remaining #400. Chai! I couldn't cry that day ooo. At least they ought to display it on their app that if you are owing a service provider and you subscribe on their app that it will be automatically converted to Airtime to settle debt.

3
Date of experience: Jul 07, 2025
Experience with opay services recently

I love opay, their transaction is always smooth and fast. But I have 2 issues. 1) I noticed I don't receive notifications anymore since I updated the app about a week ago. 2) I always have issue with subscribing start time pay TV. Sometimes the transaction will be successful but I won't be able to view. When it first happened last year, I was refunded after 24hrs, it happens 2days ago again and I didn't get any refund and my TV didn't show as well

3
Date of experience: Jul 08, 2025

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