Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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Opay the best bank app I have ever know

Opay is the wonderful online bank I have ever know I have been using this app I graduated from secondary secondary that was over 3 years now June 21, it was the easiest and no charges of money , easy transaction without hanging .
There is a particular time I sent money to my friend and she did not see the alert and the money was deducted in my account I couldn't even lodge a complain about and they return my money within 24 hours .
It was the best , I bought airtime and data from the app.

5
Date of experience: Jul 31, 2023
Opay always notifies us of network issues, ensuring smooth transactions.

What I love about Opay is their timely notifications. They always inform users when there’s a network issue, helping us avoid delays and making transactions smoother and more reliable.

5
Date of experience: Jul 30, 2025
Best banking app

Opay has been one of my best app for sending money ,no charges for first 3 transfers daily and after the 3 transfers their charges is reasonable (#10) any amount i want to send will always attract same charges

5
Date of experience: Jul 30, 2025
No stress

I opened a Opay account with my Phone number/NIN, and they gave me my ATM card in 3 days. No problem at all.

5
Date of experience: Jul 30, 2025
Not Responding Wait or Close

Opay network is bad today and is unlike them, I opened my opay app and is showing not responding please wait or close, is sha disturbing what I want to do. I hope the will fix the issue fast so I can continue to enjoy their services

3
Date of experience: Jul 30, 2025
Not Responding Wait or Close
Opay referral program really pays

I never believe that opay referral do pay until I tried it yesterday... I helped a friend create an account with my link after he made his first transaction I was credited for referring him.

4
Date of experience: Jul 29, 2025
Best of all

There is only one thing I trust most fast and reliable OPay is fast and reliable when making transactions and helpful and right now OPay is my main app

4
Date of experience: Jul 29, 2025
I can't subscribe online with my opay verve card

Opay being one of the famous digital bank in Nigeria has gained so much ground. But I don't understand why they mostly give out verve cards instead of master cards. I have a verve card and I have been trying since yesterday to subscribe my showmax so that I will be able to watch Big brother Naija but it did not go through.

3
Date of experience: Jul 28, 2025
Opay doesn't show transactions alert regularly again

Opay has been my go to online digital banking and it is the bank I use for my business. It is a good bank no doubt but I don't know what happened since last month, I have not been getting alert like I used to. At times I might even get the alert of transaction I make today in a day or two days after. Do I have to always log in to my app but I will know I'm credited? Opay Management needs to work on that please.

3
Date of experience: Jul 27, 2025
Opay doesn't show transactions alert regularly again
Oluwakemisola Promise
OPay is so easy to adapt to!

Honestly, I love using the Opay app. It’s super fast, easy to navigate, and makes sending money or paying bills stress-free. I like that transactions go through almost instantly, and I’ve had little to no issues using it. Definitely one of my favorite banking apps right now.

4
Date of experience: Jul 29, 2025

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