Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

Filtered Reviews

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Review Time

Opay is a good bank app to use

Have been using opay for more than 3 years now, and I haven't gotten any issue with them
If I sent money it always went successful, even sometimes that it kee processing, I don't panic because I know they'll surely refund or successful
I rate them 5 star cox it worth it

5
Date of experience: Aug 03, 2025
Nice one

On Owealth investment on OPAY, I recieve daily bonus daily and I most use this to recharge my phone number.
Nice one Opay.

5
Date of experience: Aug 02, 2025
Opay is the jack of all trades that's master of all

Aside using my opay account for smooth transactions I never knew they also give out loans, it was just few weeks back that I was checking out the app and saw the option, I applied and they gave me 6k loan. Opay keeps surprising me.

4
Date of experience: Jul 23, 2025
Opay spend and save gives me daily interest

I recommend Opay spend and save to everyone, apart from the fact that it helps me in saving my money I also gat daily interest from my opay spend and save wallet

4
Date of experience: Aug 02, 2025
Opay spend and save gives me daily interest
Biz payment is stressing me out

I mistakenly activated Biz payment... My money is not reflecting on it and I have try to remove the Biz payment. I can't.. It not removing....

1
Date of experience: Aug 01, 2025
Upgrading Opay account to tier 3 has unnecessary protocols

Upgrading of Opay account to tier 3 is very difficult I tried upgrading recently after confirming my face ID the still demanded for utility bill and the rest, I don't know what all this protocol is for I have sha left my account in tier 2

2
Date of experience: Aug 01, 2025
Upgrading Opay account to tier 3 has unnecessary protocols
Very Useful App with Occasional Glitches

OPay is a convenient app for making payments, buying airtime, and sending money. Transactions are generally fast and secure. I like the user-friendly design and how easy it is to use. However, once in a while, there are glitches—like delayed reversals or app freezing. Also, resolving issues through customer service could be faster. Still, it’s a good platform that just needs better support and more stability

4
Date of experience: Apr 08, 2025
Opay is good

I have the best experience so far since using Opay, customer service is top notch, their network is fast and reliable, the only issue is that their customer service line should be toll free

4
Date of experience: Aug 01, 2025
Best online bank

Opay is one of the top notch online bank app. No delay in transactions, no network issue, very fast and reliable. It also notifies whenever there's no network for a other banks before making any transactions and helps be on a safer side

5
Date of experience: Jul 31, 2025
Failed transaction and debit

Opay's customer service and attention to customer's issue is top notch. On the 16th of July, I used the electricity feature in Opay to recharge light, the transaction failed but I was debited. I used the Opay instant messaging to report the issue and within 24hours, my money was reversed.

5
Date of experience: Jul 16, 2025
Failed transaction and debit

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