Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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Review Time

Fast and reliable

Thank you opay for your wonderful banking service please can you help me upgrade the App in such a way that it can be a lot of easier to switch from one account to another as we have in Whatsapp? I think it will be better as it could sare time one has to spend to input their login details over again

4
Date of experience: Aug 14, 2025
The app is effortless and Swift

Who pays the best app so far I have been using this app and it is so effortless and Swift I can't even remember the last time I founded my local bank but what I don't like is the fact that whenever you want to impute and account number some suggested account details pops up blocking the keypad and one is unable to type the account number he really wants to send money to please look into it

3
Date of experience: Aug 11, 2025
Fast transaction

Fantastic payment app for local transaction fast and always reliable the customer service is also the best I have seen just one problem,for an app this is the default payment solution for many people camera feature to scan and transfer to account number would be nice too thank to you opay

4
Date of experience: Aug 10, 2025
Top notch network

Opay is a very good app,smooth experience,even on a rainy day when other banks and wallet networks failed,I don't how but opay network is always top-notch.in terms of Swift alerts too,I just want them to work on the verification process you have to go through before entering the app it's too much abeg .

4
Date of experience: Jul 04, 2025
Easy to use

Opay is easy and fast. Sending and receiving money works quickly.
The app is simple. Even my mum can use it without calling me.

5
Date of experience: Aug 08, 2025
Loan Request Denial

Opay has been one of the best app ever. I really enjoy their services, no network delay in terms of money transactions and other services like airtime. But the only bad experience I have is that, they don't give loan easily to their regular customer. I have been seeking for urgent loan for some months now, but my loan offer is always declined. I wish I get a loan from them to run my business, and pay back installmetally. Thanks

4
Date of experience: Jul 25, 2025
Easy app

Opay is easy and fast. My money goes through quickly,
I don’t get stuck when sending or receiving money, it works well also the app is simple to use.

5
Date of experience: Aug 05, 2025
Cashback is a lifesaver

The cashback I get on airtime purchases makes me love Opay.
It really comes through on days I'm not stacked financially.
I love Opay.

4
Date of experience: Jun 12, 2025
Good app

Transactions is fast, the customer service representative are active to help... I have No fear in using Opay at all.

5
Date of experience: Aug 04, 2025
The interest rate is too high

The opay app is good both for receiving and transferring money it works really fine,but my issues is with the loan features,you claim that the Interest rate is 0.5% but in reality it is 2% which is quite high for a daily rate,you also said that paying on time will reduce the daily rate this need to be more transparent 🙏

2
Date of experience: Aug 04, 2025

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