Opay

4.1
4.1 from 119 Reviews and Ratings
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Average Rating

4.1

/
5

119 Reviews

5 Star
42%
4 Star
38%
3 Star
10%
2 Star
6%
1 Star
4%

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I rely alot on my opay app for prompt transactions.

Opay is the best mobile banking network I have ever used so far. I create account for customers so easily and fast and it is network friendly. I hardly get any network issues while I use my Opay app. Transfers with my Opay are always fast and I always tell my customers in clear words "I used opay to make the transfer so it will come, it showed successful so it can't reverse to me".

4
Date of experience: Jul 29, 2025
Experience with Opay

Opay has been a very reliable banking app have used so far,it saves me from the stress of debit without credit,the fact that they give heads up about network issue of banks and other services is topnotch..I remember last week thursday I wanted to make transaction to a bank during the process of transferring it notify me about the other bank network and saves me from the headache of me sending and the receiver not being credited.I enjoy their services and the app work perfectly anytime I login to the app.

5
Date of experience: Jul 24, 2025
Best online banking

I have been using opay for 2 years now and I can bodly say opay it has helped a lot of time.
There was a time I spoke with their customer service cos I transferred money to someone and the person said she didn't receive the money and immediately I reached out to customer service,I was so happy because they responded to me immediately and my money was refunded and I resent to that person.
They have responding customer service,best in transaction network and easy to set up app.

5
Date of experience: Jun 20, 2025
Opay service is dope

Opay has been seamless for me for more than 5yrs now. I use it for almost all my daily transactions and they deliver fast.
When I needed ATM, the customer support in Akure branch where very happy to assist me.
Opay gives benefits of airtime to me most times. I get Free voucher for different purpose.

5
Date of experience: Jul 27, 2025
Never disappoint

I love this mobile app so much
I love the fact that they inform you about banks that is having network problems while trying to make a transaction and that really helps a lot.

5
Date of experience: Jul 27, 2025
Enny gold
I haven't gotten any issue with opay before

Opay is a good app, it's been over 3 years have been using it now, haven't have any issue with it
Even sometimes if I send money and haven't successful I won't mind cox either they refund the money or it was successful

5
Date of experience: Jul 27, 2025
I hope for more cashback

I have really liked using Opay, especially because I used to get airtime cashback whenever I recharged. It felt great to get something back for topping up. I even used the cashback to buy more airtime. But recently, the cashback has gone down, which isn’t as exciting. I still use it, though. Hopefully, they bring back the better rewards.

4
Date of experience: Jul 26, 2025
I miss Opay's generous airtime cashback—it’s reduced lately.

I really enjoy using Opay, especially because of the cashback I used to get whenever I recharged airtime. It felt like getting rewarded for spending! I even used the cashback to buy more airtime. Lately, though, the cashback has reduced, which is a bit disappointing. Hope it improves soon!

3
Date of experience: Jul 25, 2025
I enjoy using OPay for the pass a year I have not experienced bad network on OPay kudos to guys

OPay has be one of the best online bank I enjoyed most but the most annoying part of it is their notifications at time I will be broke and when I on my data to come online I will just see OPay notifications I will be like who send me money and when I will check it’s just a notifications and since I have be using OPay for the past a year now I have not experienced bad network from the app their service is top notch kudos to you guys

4
Date of experience: Jul 24, 2024
Opay is not bad

Opay app is good for transactions and they also give me free airtime voucher. Sometimes I do buy #100 airtime for just #1.

My Owealth breathe interest every day. The only thing I don't like about them is the time it takes to resolve issues.

In June I had a failed transaction and wanted a refund, it took them about 3 days to refund me.

4
Date of experience: Jun 09, 2025

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