I’ve been using fairMoney for a while now, and I have mixed feelings. On one hand, it’s been really helpful in emergencies,when I needed money fast they came through almost instantly. The app itself is easy to use, and the whole process from application to disbursement is pretty smooth. You don’t have to go through long processes or paperwork, which is a big plus.
However, the interest rates are something to be cautious about. They’re quite high, and if you’re not careful with repayment, it can become a bit overwhelming. I also noticed the app tends to send a lot of reminders as the due date approaches. I understand the need for that, but it can feel a bit excessive at times.
Customer support is okay,not the best, but not terrible either. Sometimes responses are quick and helpful, other times it feels like you're talking to a bot.
FairMoney does what it promises. It’s good for short-term needs, but definitely not something I’d rely on regularly. If you’re disciplined about paying back on time, it can be a useful financial backup.
